If I can bring one lead at new business ideas in mumbai babysitting side hustle cost of Rsa digital marketing expert can bring one lead at Rs Instead of using money, you need to put in sweat equity to make these happen. While it is important that those heading these services have a background in the field they are adhering domain forwarding affiliate marketing most famous affiliate marketers, the minimum cost to start this home-based business is till considerably low. Assuming the fact that they already have the necessary equipment to execute their projects computers, software. Search for partnerships and affiliates and once you have a monthly traffic of more than 10, on your website, you can start earning Rs 5,—10, as you grow your traffic. Although there are many players in the market who are selling online deals and coupons, you can still make good money if you know how to reach swagbucks address verification swagbucks amazon uk to the right audience that is searching for deals and coupons. I am just sharing an idea. Check out sites like Fiverr. Software engineers can easily start an online business in the tech industry. If you live in a vacation destination, consider becoming a local tour guide. If you have some more small business ideas that can work great in Pakistan, do share here! If you're in a highly-trafficked area such as Los Angeles or New York City, this is a great way to earn some cash and you don't even need How To Make Money Selling Childrens Clothes On Ebay Venturepaw Dropshipping Reviews car. Click here to tell us. This is also to cater our Filipino citizens who are not tech savvy and still not aware of the internet world. You can start while working at Things To Buy On Ebay To Make Money Dropship Dialysis Supplies full-time job. The main costs for this would be in creating and maintaining a website. If you love baking, write tips and tricks on baking along with the recipes. Hence, their only primary initial cost will be spent in purchasing the necessary tools that befits their respective professions. These handymen and women usually choose not to be affiliated with any organisation and instead take on work at homes independently at a nominal charge. Babysitting Credit: Babysitter image via Shutterstock This isn't only for teenagers anymore.
I've sold a few used smartphones on Gazelle and it's a no-hassle way of making some cash if you have an old iPhone or Samsung smartphone or another device sitting around. Build great content and make money from advertisements and affiliate marketing. Did you know that you can get paid to test websites to make sure that they are user friendly? You can start many of such ideas without investment. Confirm Password. Be sure to do ample research before getting started. Last year, I joined a baby healthcare startup but left the job in a few months. Your content can go viral if you create value for startups. I get inspired to see that level of dedication in work. Idea 97 Connect like-minded people who want to travel along I have seen this question many times in travel groups. To open up your own breakfast joint, you need to invest money in renting a space for it, after having received a permit for it from the respective authorities. The trade-off is that you need to put time into them. Check out our above list of the most popular online business ideas and choose which one suits you best. If you're a mom with a culinary flair, why not get paid for it? While these individuals work on deadlines and are affiliated with a production house through a contract, they do not need to spend on any initial costs to set up their brand, since they can work in the confines of their home and are negating rental space expenses. Numbers of Pakistani bloggers are running and managing successful blogs and they are making lucrative income per month.
Food has created a lot of opportunities for people to do business. You can take market share as the demand is very high. I have started this blog 5 years back to provide the guidelines to the common people like me on using online jobs to earn money from home. The trade-off is that you need home based business fort myers florida how much money do people make put time into. Thousands of women are looking out for help in the pre-pregnancy and post-pregnancy stages. See, more than 10, people search for buying mobile phones in India. Tax prep. What would we do with our evenings? All business owners and employees use computers in varying degrees to perform tasks necessary to effectively run a business or related to their job. I have researched countless home business ideas but selected 90 business ideas which are unique. A team of three to four people can make more than Rs 5,00, in less than one year if they execute the projects with perfection. Idea 32 Sell on online marketplaces You can sell anything and everything online with the help of marketplaces like Flipkart, Amazon, Snapdeal, and Paytm. For this too, the key factor lies in using the internet and the appropriate software and tools, for which you have to pay a new business ideas in mumbai babysitting side hustle price to enjoy unlimited usage. Just a few years old, Airbnb became a multi-billion-dollar startup without owning any hotels. Online fitness instructors The world is looking to get earn money online no investment earn money online teachers. If you know content marketing, you can help many startups which are looking out for organic growth. Idea 67 Personality development and HR interview training Our education system is focused on technical education.
The creator of the original video can earn what can you do with 50000 dollars what are good ways to make money fast as commission. Idea 47 A community of patients to help each other I am sure that a lot of patients can come forward to help each other if you take the step of building a community. You can also provide other instruction such as horse products affiliate programs add amazon affiliate products wordpress plugin i. Here too, the best way to make clients reach out to you is through recommendations, be it online new business ideas in mumbai babysitting side hustle in person, and your only investment, after accepting the project, is your time. If you know how to teach people to build passive sources of income, then please join me in my mission of making people self-dependent and financially independent. What are the best low cost business ideas to start in ? Dig Deeper. Do you love drawing or designing t-shirts? Now, however, now Indians are comfortable buying everything online. Travel Travel is one of the top priorities of my life. Startup ideas Idea 55 Learning through games for kids [5—15 years] If you are a game developer, you can help students learn using games. Our education system is focused on technical education. Tiffin service As mentioned earlier, venturing into the food industry is almost always a profitable. A profession that is almost exclusively online, the idea of running this kind of a business stems from the fact that most corporate advertising firms have taken to outsourcing their campaign developments, as an attempt to break the standard patterns and reduce the pressure. Translation services In India, the average salary for a Translator is Rsper year. Plus, some aren't very flexible and still require childcare. What can you make and sell? Cricket I have not picked sports as the category because Indians love cricket, not sports. There are many ways to look at this idea. We have already covered such business ideas .
Dog Waste Clean Up Dog waste cleanup is actually a booming business. This is extremely lucrative, since clients usually offer exorbitant amounts as compensation for writing their story for them. These ideas has more earning potential and can be started with low investment. I am passionate about credit cards, saving money using financial hacks, and growing businesses without spending money on advertisements. Borrow Money Explore. If you have an eye for design, this could be the perfect job for you. An editorial services business is easy to start, requires no initial monetary investment, and has a huge potential for expansion. Here are 50 new business ideas and business opportunities in India you can start with low investment. One of the most widely available ways for making money is to drive for Uber or Lyft. As a result, you could set up a business around independent research yourself or with another person, where, unless you wish to opt for rental space, your only investment will be your time. Maybe there is a pricing structure most of your competitor follow that will be good for you. Advertising campaign developer A profession that is almost exclusively online, the idea of running this kind of a business stems from the fact that most corporate advertising firms have taken to outsourcing their campaign developments, as an attempt to break the standard patterns and reduce the pressure. Latest on Money Crashers. Here are a few ways to earn money online with investment for students, anyone can use these ideas but students are always looking for more money! There are so many issues in the healthcare sector, which is ready to be disrupted. Financial experts usually charge Rs —1, per appointment. Or create a website that brings together buyers and sellers of a niche product from which you can charge a subscription or transaction fee. While many still run a one-man show, many have recruited to delegate the onslaught of clients that come through for queries around the particular field. There is a high chance of your success if you pick baby health just from the Indian point of view.
This an extremely lucrative and to an extent, still largely unexplored field in our country and holds great promises for those wishing to build a brand around it. When I started my online business two years ago, I was afraid of sharing my ideas with people. The home business is a flexible way to earn money without affecting our daily career. They accept failure even before starting. You can kiss your social life goodbye, but it's certainly a more guaranteed additional stream of income. I never went on an adventurous trip because I love to sit in one masterclass affiliate marketing scam most profitable affiliate programs and enjoy the vacation. Idea 28 Tech startup There can be more than ideas within the tech startup domain. Money Crashers. No one tells us how to present ourselves in the interview. I just taught the same material. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. Their savings accounts earn up to 2. People who go to a full-time job or people who are looking to assist their family by starting a home business can make use of this list of ideas to start a home business without investment to low investment. Brands have gone on to create videos with them in order to be promoted through How Do You Make Money Doing Internation Shipping On Ebay Spacemarine Dropship Fight channel. Bengaluru even had an all-women food-truck company, 7 Sin, which has been doing exceedingly well. Hand out fliers in your neighborhood or post on social media offering your services. What are the best low cost business ideas to start in ? Should I be afraid of competition or tell you how to build a strong online personal finance business? I have researched countless home business ideas but selected 90 business ideas which are unique.
Content marketing is the core of the success of my online business. Advertise online through social media or through your personal or professional networks. Hand out fliers in your neighborhood or post on social media offering your services. YouTube channel Image credits: Shutterstock YouTube is a hotspot for creative and talented individuals looking for great returns with little monetary investment. If you know how to teach people to build passive sources of income, then please join me in my mission of making people self-dependent and financially independent. The only real thing they need to spend their money on is to attend classes on the particular foreign language to become fluent enough to practise it. Idea 29 Mobile app If you have a little experience in mobile development, just move forward with the implementation of your idea. Research-based business While most corporate companies have their own research teams, a score of newly launched startups and smaller companies tend to outsource their research work to independent researchers in the same field, on a contractual basis. Rs for a second video if the client gives the concept storyboarding , images, and text. You have to learn about starting an affiliate website and making money out of it. Money Crashers. Idea 71 A support group for people who failed Failure is not a failure until you accept it. Here is his story: How this serial entrepreneur is making engineering students employable. Instead, pick one niche topic where you can make interesting combinations. Why not turn your creations into a great income? Some are relatively easy to get into. Online Business Ideas - 30 own business ideas you can start without investment and with no money in 8 Active Tricks: Clickbank Affiliate Marketing how to make money around the house. We have already covered such business ideas here.
A team of three to four people can make more than Rs 5,00, in less than one year if they execute the projects with perfection. When you start making some money from your online work, you can quit your job. However, you won't get paid unless your design is chosen as the winning design, meaning you need to be a very good designer to make income that's worthwhile here. Here is his story: How this serial entrepreneur is making engineering students employable. Funny videos of kids, puppies, and cats are all over YouTube and Facebook. Home based business ideas for housewives and home moms are really a blessing as they can be started easily with low investment and require less time. Marketing companies are always holding focus groups to study the consumer's response to products, services and advertisements across a variety of mediums. If you're looking for ways you can earn a few extra bucks with a side hustle, you'd likely encounter hundreds of strategies for make some money. Confirm Password. Food has created a lot of opportunities for people to do business. Start Your Business Business Ideas. We have already covered such business ideas here.
Nothing is permanent in the world and we should not be so possessive about our assets. Tracing the business history of our country, it has been noted that the market is ripe for the ambitious entrepreneur to dominate it today. Entrepreneur Media, Inc. For example, write stories on funding in February, matching co-founders in March, acquisition in April. As mentioned earlier, venturing into the food industry is almost always a profitable. You can decide to sell the baby products on your own website. Most mothers can find an opportunity to work on Facebook. If you have an eye for design, consider doing interior decorating for clients. The money varies depending on location and the time of day you choose to drive but drivers love being able to work around their own schedule. Although there are many players in the market who are selling online deals and coupons, you can still make good money if you new business ideas in mumbai babysitting side hustle how to reach out to the how to make a fast buck can you make money from online surveys audience that is searching for deals and coupons. The next section of passive income ideas require a time investment. Bengaluru even had an all-women food-truck company, 7 Sin, which has been doing exceedingly well. Meetups are limited to a local area while the community can accommodate people from anywhere in the world. Best Small Business Ideas in the Philippines 1. In the long run, you can sell cricket equipment on your website. Ignite affiliate marketing top affiliate marketing tools have no idea how to sew, or how to tailor my clothes so they fit better. The internet is democratising all industries, which means that individuals and organisations no longer have total control. The benefit for someone without an automated money making website most profitable home based businesses 2012 is that many of the techniques require very home business mlm leads affiliate mlm business list capital to get started. You can curate the news from different channels. An alternative is microwork, which provide many of the same services that VAs do, such as transcription, writing, research, etc, but your time is more flexible. You can then make money on advertising or having people pay for educational products or tools you produce.
You can start writing about the food, clothes, and living spaces which are prepared using organic material. I am sure that a lot of patients can come forward to help each other if you take the step of building a community. You can start a business in India with a nominal amount of investment and grow your business. You must also have a website and discussion forum. Tea stall Image credits: Shutterstock Can you imagine a world without tea? Failure is not a failure until you accept it. Another great small business idea for anyone who loves driving around town is to become a delivery driver. Seniors have a hard time cleaning their home, redecorating, going to the grocery store, and even cooking. Food Do you know how many groups related to food exist on Facebook with more than 10, memberships? You can create a product comparison website which could help users select the product that best suits their needs. Sell Your Creativity Do you love drawing or designing t-shirts? You can still write movie reviews and find interesting stories of celebrities that people want to read. Graphic designing jobs. If you remember, Mark Zuckerberg created Facebook at almost no cost work at home government jobs data entry easy trick to make money online illegally his Harvard dormitory room, so that should perk you up!!! You can sell just about anything on this platform, but to succeed and become a Super Seller, you need to deliver massive amounts of value, even at those lower price-points. As for promoting your blogs through the right channels, the cost-free and limitless expanse of the internet is all you need. Starting a website can be a great way to build some side income in a fairly passive manner.
Websites and online magazines need content, and many are willing to pay to get it. You could also use free tutorials to upsell viewers on products and services you might be offering. The trade-off is that you need to put time into them. Tiffin service As mentioned earlier, venturing into the food industry is almost always a profitable move. Home based business ideas for housewives and home moms are really a blessing as they can be started easily with low investment and require less time. Just one viral video can make you popular in your industry. How to select an industry for profitable business You must select a topic and industry you are passionate about. This is great if you have children that have outgrown toys or you simply have a large number of items that you're looking to part ways with. As the number of options to choose from is very high, consumers get confused about which product they should buy and from where they should buy it. Today, even multinational corporations like Uber are tapping into this lucrative industry and centring their campaign on it. For many people, blogging is a hobby. I will help you to figure out what is the best business to start in Pakistan. Having worked in the food industry, print and online journalism, and marketing, she is now a freelance contributor for Business News Daily. It will save them a lot of money on resource sharing. Idea Road trip ideas, challenges, and planning We were not sure if we would be able to drive 6, km because we were travelling with a four-year-old baby. If you have some extra cash and you're looking to put it to use, you can leverage this platform to invest in businesses from a wide range of industries. If you have the passion for teaching music, start an online school for it. Top 16 Online Business Ideas.
Today, even multinational corporations like Uber are tapping into this lucrative industry and centring their campaign on it. There is enough room in the startup ecosystem to find stories from many different angles. Check out our above list of the most popular online business ideas and choose which Things To Sell On Ebay To Make Money Why Dont Dropshipping Wholesalers Sell Online suits you best. Can you make a library where people like me can pick the right video for their content marketing needs? You should select the right channel best mlm to earn money direct selling business meaning driving traffic to your website. By giving your consent below, you are agreeing to the use of that data. Pick new business ideas in mumbai babysitting side hustle latest cricket news, curate interesting facts around the news, and become the next cricket news channel. If you can achieve consistent traffic, you can make between Rs 50, and Rs 1,00, per month within a year. Blog ideas Idea 68 News and updates about government jobs No one wants to miss any job update if preparing for a government job. So those looking to practise this business can start by renting a space in a small local shop. Money potential A single guy can make about Rs 50,—1,00, with a dedicated effort of one year. I learned how to do marketing without spending good business ideas for husband and wife how online travel agents make money single paisa on paid marketing. Maybe there is a pricing structure most of your competitor follow that will be good for you. This direct method of debt financing lets individuals borrow and lend money independently, without having to go through an official financial institution. You can curate the news from different channels. In this researched article, you will get information on small scale home based business ideas for women with medium and low invest in India and abroad. Digital marketing is about driving traffic to your website and app through Google Ads and Facebook Ads. Blog idea Idea 49 Men's health blog This is a very simple idea with a high Google search volume.
Home based business ideas for housewives and home moms are really a blessing as they can be started easily with low investment and require less time. Idea 43 Help students clear finance exams If you are seriously interested in starting your online business, you can find more ideas than I can think up for you. The content currently available for free on the internet may or may not be well researched and may also not provide detailed insights. Why not sell it to make a few extra bucks? Do some basic research into what people are looking to wear at parties. Websites like JustAnswer pay you to answer professional questions. Idea Road trip ideas, challenges, and planning We were not sure if we would be able to drive 6, km because we were travelling with a four-year-old baby. Idea 40 A community of finance geeks I would love to execute this idea sometime. At the end of the day, that's what it's all about. Political parties make many promises during the elections and later no one tracks the progress. Try risk free for 60 days.
The market is not saturated. Idea 85 Discovery of regional food You can start a company that helps people discover regional food in the area. Look into Sittercity to help you get your first few customers. Further, some states have food programs whereby you can get additional funds to help feed the children in your care. Startup ideas Idea 84 Platform to sell homemade food You can start selling homemade food in your city. All you need is a regular sell novel on etsy why can people sell copyrighted material on etsy of cricket fans on your website. All business owners and employees use computers in varying degrees to perform tasks necessary to effectively run a business or related to their job. I can find a South Indian restaurant in my area but it is difficult for me to find which restaurant or person makes the best dosa. Subscription-based content is certainly picking up around the globe and has massive potential. Below are some unique and profitable ideas for the college student.
Its business model is slightly different. We tried the topic on the parenting segment and it went viral. Marketplace seller. If you know how to find the right candidates for a startup, you can help a lot of startups who are losing value because of bad hiring processes. While you won't get top-dollar for it, you will be able to get a little bit of cash that might just help you out depending on your financial situation. See Latest Videos. Blog ideas Idea 68 News and updates about government jobs No one wants to miss any job update if preparing for a government job. Lets see how we can start a business without investment or zero investment. Cities like Mumbai are famous for independent scriptwriters , who work on a project-basis from anywhere and at any time. Social Lending. If you have an eye for design, this could be the perfect job for you. You can always find a better way to do the same thing. Below are some unique and profitable ideas for the college student. We started some experiments with the online job section in India. See Latest Podcasts. Do you want to see what else people are searching for related to mushroom recipes? Of all the freelance writing options, copywriting is probably the most lucrative, but other types of writing include articles, resumes and more. Entrepreneur Insider is your all-access pass to the skills, experts, and network you need to get your business off the ground—or take it to the next level. Idea 27 Stock market and business news Although it was once my favourite domain, I stopped reading stock and business news because of all the noise surrounding it.
Build a sales funnel and automate your selling with a platform like this. Any experienced entrepreneur will advise you to focus on one group in the initial days rather than building something for the whole industry. Graphic designing jobs. Their experience and expertise at a sport will help build their brand value and catch the attention of the various sports academies looking to hire independent coaches for particular seasons. Buying an expensive sports car, getting some fancy bling, and getting Botox injections: What do these three behaviors have in common? There are different types of media and everyone puts the news out in a different way. Here are 50 new business ideas and business opportunities in India you can start with low investment. The content currently available for free on the internet may or may not be well researched and may also not provide detailed insights. I will give you a single-line hint and you can refine ideas based on your interests and capabilities. They specialise in connecting sellers of business to the ones who want to but a Businesses Online. Are you looking for small business ideas in India with small capital in ? I spent 15 years in school to get admission in a decent college. Travel is one of the top priorities of my life. You must have noticed how those little breakfast and tea stores across your city are almost always filled with customers. More than 90, people. There are many different monetization techniques in blogging and you can even start this online jobs without investment with Google Blogger or WordPress. Assuming the fact that they already have the necessary equipment to execute their projects computers, software, etc. Public Speaking or Teaching When I had my professional organizing business, I often gave classes at a local rec center.
I started freelancing in college as a way to earn how to make easy money uk easy things to make money extra money on the. This is something you can easily build on the side with just a few make money doing how to make money with your website online of work per week, but you need to stay consistent and post great content regularly. Here are over 30 great small business ideas, based around evaluating the skills and interests you already. Idea 12 Facts and surprises Slightly different from the ordinary news, go for some interesting facts about the players, their lives, and the game as. The name explains it all. You can come up with your own innovative ideas to select the right candidates for the right job position. Skincare is one of the most important topics for girls. Our education system is focused on technical education. Idea 11 News and trends The name explains it all. YouTube can give you more income through advertisements. In the long run, your business model would be a partnership with big brands, celebrities, production houses, and TV channels. Read. Funny videos of kids, puppies, and cats are all over YouTube and Facebook. Start a Gourmet Restaurant. If you have some more small business ideas that can work great in Pakistan, do share here! You can keep track of the promises, get latest information on the progress, and keep the readers updated. However, many affiliate marketers don't make much money.
Sewing or Tailoring I have no idea how to sew, or how to tailor my clothes so they fit better. But helping out a few seniors a couple of times per week could at least add a little padding to your budget. Setting up your own business and working for yourself is a great way to earn some extra cash at uni without being tied down to shift work home based business fort myers florida how much money do people make but finding a great idea can be quite tricky! Along with children, pets are important members of the family. As the number of options to choose from is very high, consumers get confused about which product they should buy and from where they should buy selling crochet patterns on etsy how do we know what is selling on etsy. Because a lot. The real traffic will be a lot more with all sorts of different combinations of mushroom recipes. Idea 24 Tech news If you are a passionate tech lover and spend many hours reading about the latest trends, why not start an online business in the same niche? This would be a great opportunity for you to explore. This list of small business ideas innovative online business ideas work at home columbus ohio everything from personal services, to retail opportunities, to environmental services, to pet-related ideas, to technology businesses. Other than a small rented space, you only need to invest in powerful sewing and stitching machines, and of course electricity. Learn. Yes, this is possible with the right planning and specific expertise.
And yes, it is relatively new. Wash and detail cars in your area. One of the great advantages of home business is that you're the boss, so you work how much or how little you want. Idea 25 Gadget trends Tech and gadgets are part of the same domain. Brands have gone on to create videos with them in order to be promoted through their channel. Why not turn your creations into a great income? Well, because no one really wants to pick up pet waste in their yards. We caught him eventually but we wasted so much time on the chase. Websites and online magazines need content, and many are willing to pay to get it. Sites like CafePress and Zazzle take all the hard work out of it; they do the printing and shipping…all you have to do is submit the design. If you know content marketing, you can help many startups which are looking out for organic growth. Cooking classes Cooking classes are a hit among the urban masses because food is something that appeals to everyone. Sarees and kurtas are the all-time favourites of Indian women. Instacart is another option for drivers. So read about these ideas below, focus on one that you like most There are already so many groups dedicated to startups, marketing, blogging, and SEO.
Sites like Rover and, again, Thumbtack, are where you can offer your services. Some individuals may have the business acumen to influence the market but have not yet managed to narrow down on a single idea to begin with. Sign Up. Idea 6 Music school This is a no-brainer! You can also flyer college campuses, since professors and academics are always looking for good proofreaders. The real traffic will be a lot more with all sorts of different combinations of mushroom recipes. Social media strategist Social media has become the way of the world. If you have a good number of followers on Instagram, companies will give you free clothes and money just to tag your handle on their post. There are plenty of ways to get into the catering business without starting a full-scale restaurant. New York Times bestselling author Nicole Lapin can help you pitch your brand to press and strengthen your media training. You can easily find keywords to write your initial 10 articles. Keep in mind, however, that this option is fraught with physical and emotional consequences; make sure you think about egg donation carefully before moving forward. Almost anyone can walk dogs. I loved this idea because I am a believer of using home remedies for common diseases. It also doesn't hurt to live in an area with a lower cost of living. Bengaluru even had an all-women food-truck company, 7 Sin, which has been doing exceedingly well since. You could easily market your services on social media or even go all out and build yourself a website.
Pick up some keywords as I have shown in the snapshot and start writing about beauty tips. I never went on an adventurous trip because I love to sit in one place and enjoy the vacation. The agriculture sector in Pakistan accounts for You can charge your clients on a per-appointment basis. Create a Website Starting a website can be a great way to build some side income in a fairly passive manner. When you start making some money from your online work, you can quit your job. Families seeking egg donors will also require you to pass a medical and psychological test before requesting eggs. Do you love drawing or designing t-shirts? This is something you can easily build on the side with just make money online extra money side hustle urban dictionary few hours of work per week, but you need to stay consistent and post great content regularly. You can start with a free YouTube video channel where you upload a couple of videos to help people learn music. My online business is my primary source of income. Corporates, startups, and personal channels have all realised this and work to increase their presence on it.
There are also plenty of websites you can use to market your services such as HireAChef. You can choose a topic or niche that interests you and work to build up an audience on your own schedule. Lets see how we can start a business without investment or zero investment. Some individuals may have the business acumen to influence the market but have not yet managed to narrow down on a single idea to begin with. Some people earn their primary income just by renting out rooms or homes on AirBnB. By Randy Duermyer. Students do not have so much money and time so that they can invest in Making Money. There are no Podcasts in your queue. You cannot create content for the sake of making it viral. People will remember you for your techniques rather than just recipes. How to start without 7. Blog idea Idea 49 Men's health blog This is a very simple idea with a high Google search volume. Why not turn your creations into a great income? The estimated fees charged for ITR filing of a salaried individual is Rs —